3 tips to start a property business and 3 Tips to optimize it

Property is one of profitable investment options. Because the price will be higher year over year. If you want to learn about the property, there are a few things to consider well.

A business property must have a good negotiation skill. With good negotiation, the marketed property will definitely be sold out. Well, in addition, for the newly pioneered business property there are several stages that should be passed if you want to succeed in business property. What is it?

1. Start building a land buying and selling business
Every effort must be profitable. Likewise with property business. However, the difference in property business has a percentage of 1% only. The rest is profit. Why so? Of course because the price of land, house prices, and anything related to the property will continue to rise and evolve annually.

Before starting a large property business, you can first start by buying a land sale. You can work with agents, friends, or even families. However, of course there must be a cooperation agreement with your partner later.

The Perjajian can be a description of the amount of capital of each party, the Commission, and the way you work with them. If you don't have any experience at all, don't worry about this business. Because the value of land will not change like the car that each year has decreased.

When you start this business, one thing that you have to hold until the business develops and is successful, which is confidence and honesty. Both of these are mandatory to you to create or build a buyer's trust in you.

Provide valid and honest information-honestly should you do. If this business is running, you can start stepping into the property business, such as making a kavling house or selling land already divided per kavling. So on until the business is propagate in the farther direction and gives you a big profit.

Want to profit investment property? Identify Property price determination

Investment opportunities in the property sector always seem to be potential. If you have a desire to achieve financial freedom and have a soul investor in the property sector, there is no harm in learning about business and investing in this property.

In choosing a decent property, there is at least a knowledge supply of sorts of property prices that need to be known before diving in the business. Thus, one of the tips for investors who intend to invest in the property sector is not only to be on the price of NJOP (value selling tax) only.

Why? Because NJOP prices are usually not as accurate as the prevailing market price. Therefore, if you are accustomed to investing in property, it is certainly not a secret anymore. That the market price will usually be more than the price of NJOP. Therefore, we recommend doing research on the market price of the property that was targeted first before the transaction.

For that, it is necessary to know the kinds of property prices and how to rate them. Because, it is the basis for you to get a reasonable price or hot deal and cash back.

How to know the different kinds of property prices
Home
There are many factors that determine property prices

One of the important messages to remember is not to be emotionally tied to the property you want to buy. Because the main purpose is as a business tool, not for your residence. Here are the kinds of property pricing you should know:

1. Need to know the price of transaction alias Real Price

The price at the time of buying and selling is actually the price of the transaction from that property. If you get the price below the liquidation ikan koi price, it will certainly benefit from the buyer. Conversely, if it can sell at a higher price, then it will definitely benefit the seller.

2. Understand new reproductive prices

The new reproductive price is land price around plus the new building price. So this price is the sum between the market land price in the area with the price of newly constructed building using the latest material cost.

This price can also be called a replacement cost. This price is commonly used by developers or developers to market newly established properties.

To do so, do not be deceived that the price of land offered exceeds the market price. Sometimes, it's just the way developers get extra profit. Also, make sure you need to have the price data of the building according to the current material price.

3. What is demand price?

Well, next in the World property There is also the term price request. What is it? The price of demand is usually also called emotional price. The price of the request is the property price offered by the seller to the prospective buyer.

Quite a lot of sellers set the prices of their property emotionally. For example, if the house sold was used as a place of residence or occupied by a famous person (public figure), then the House will usually be offered at a price that is quite high compared to the market price.

For that, you should be a potential buyer who wants to invest in a property can not be easily hooked with these kinds of things. Stay thorough with the price of property market in the area and make sure the price you agreed to is still within reasonable limit.

4. Understand what is market price

One of the things to be understood before you invest in this property sector is to understand what the market price is. In the world of property, the market price is a new reproductive price (land prices plus new building prices) are reduced by depreciation of the value of the building.

For example, a house was newly constructed at a price of RP500 million. Later in the third year, the value of the house was reduced due to various factors, such as damaged building conditions and others.

Well, the reduction in the value of the house is usually about 5% of the initial price. But keep in mind, although the value of the building is reduced or shrinking, but the value of the soil is not diminished. Instead, the value of the land will continue to increase as time goes by.

Therefore, it can be a property price with a long-standing building. Due to depreciation of the building price is much smaller than the increase in the land market price is the location of the building.


5. Know the selling price fast

Well, this quick selling price is certainly no stranger in the ears. When someone is in need of fresh funds, he/she will sell what they have and allow for sale, no exception home.

Fast selling price is usually used by the bank as a benchmark price for interpretation. This price is also called as liquidation price, because usually if there is a bad credit, the bank will sell the collateral property under the market price.

Generally for lending, this price becomes a reference. The magnitude is about 80% of the property's market price. Meanwhile, for the remaining 20%, it is a security level limitation for the bank. For a quick sale, the buyer is interested and the trading process becomes faster.


How to assess a property on sale?

Property Assessment

Assessing the price of a property is important

After learning about the different selling price of the property, you will also need to learn how to interpret or estimate the price of the property you are inciting. To do so, there are some tips that you can make a guide in doing business in the property sector so as not to misstep in making decisions.

There are several ways to assess a property that is sold. What are you? Check out the following:

1. Know the property price determination of the local government

You need to know the property price set by the local government. Usually each region has different property price provisions. Look for information on property prices in the area from local government officials such as village, sub-district, or district level.

Property price information can be obtained there because every transaction that occurs generally listed in the Government office. In addition, banks are also conducting assessments by first comparing the local government offices, especially at the office of the Land Agency.

2. Can cooperate with property brokerage

In order to obtain the correct interpretation of the property price, you can also cooperate with the property brokerage. But instead, before choosing a broker, make sure the review about the agent is good enough.

Check out their past performance results to be more confident. Pilot a professional agent and have enough flying hours. Because with the long experience they have, then the data on their trading property will certainly also be more complete, right?

So you'll get the information you need quickly. Because usually there are some additional information that is usually less understandable to the layman about the development of an area, so it affects the property prices in the area.

3. Take your Own market survey

The way to assess the next property is to conduct its own market survey. This is important, because by conducting a survey of the market itself, then we know exactly the condition of the property directly without intermediaries.

How? You can inquire directly with the surrounding population. While this is quite a lot of time and effort, it is quite effective. Because you will get actual data. So the price you get will be according to the market price.

4. Feel free to use professional assessment experts

Lastly, do not hesitate to use professional and independent property assessment staff. Usually, when applying for credit, the bank will generally conduct an assessment of the property to be used by its prospective customers.

So that the bank will usually also apply for the power of professional assessment they have to interpret the price of prospective customers. This is done in order to avoid costly interpretation fees. And you can also submit your own assessment personnel.

Therefore, we recommend that you use an energy assessment that is outside of working hours, so the cost will be much cheaper but the assessment given remains as appropriate.


Take profit from property investment with the right strategy

Assessing a property is not an easy thing. However, estimating property prices is also not a difficult thing. All of that can be done well and get the right price and reasonable in the above ways. So there is no losing term in business or investment sector of the property that you will do later.

You just need the right strategy, your good and patience to do the necessary ways, so you get the best price. Therefore, do not hesitate to always ask and find out the necessary information. Thinking of cooking first before deciding on a property to buy will be much better than just doing it. Instead of profit, even a bprofit, who knows?

Advantages of filing Apartment ownership credits

Being one of the choice of residential in urban areas, the apartment's prestige is relatively high lately. No longer identical to the expensive price, the apartment is currently designed to meet the needs of the middle class community. The price is also more affordable.

For those who have a limited budget to buy in cash, KPA (apartment ownership credits) facilities can be a solution. Do not worry about the upfront money, usually it is more friendly. KPA will certainly make it easy for you to have a private residence immediately.

Nowadays, many banks offer KPA products, so you have a wide range of options. His name also apply for credit, there must be terms and conditions of the bank that must be fulfilled by prospective applicant. But take it easy, you will benefit in the KPA filing.


Advantages of applying for FTC

Buying an apartment through KPA can give you a profit compared to cash, among others:

1. KPA can be used for the purchase of new apartments or over-credit from previous owners

2. Low budget allows you to make purchases easily, even if you only have limited funds. The purchase of this credit also prevents you from risk ikan louhan of loss, especially in the purchase of apartments that are still in the development process

3. Long installment period of approximately 15-20 years

4. Easy and fast process

5. Guarantee additional protection from the bank, if at any time the developer could not complete the construction project of the apartment

6. Supplementary insurance services, including fire insurance and credit life insurance during installment period.

Terms of filing a FTC

As with other large credit submissions, for the KPA facility, the bank also implements a number of strict enough requirements. But depends on the policies of each bank anyway. Make sure you meet all these terms well, so that your KPA submission can be smooth and approved.

The requirement to apply for a KPA that must be fulfilled by prospective applicant, among others:

1. Indonesian Citizen

2. Minimum age 21 years

3. Status of permanent employee with minimum employment of 1 year (for employees) or already running the business for more than 1 year (for self-employed).

4. Completing the KPA filing documents, including:

Photocopy of KTP (spouse)
Photocopy of Family Card (KK) + Marriage certificate or Divorce Act (if already divorced)
Salary Slip or Certificate of Income (original), photocopy of savings account 3 months last, photocopy of DECREE of permanent officer, photocopy of NPWP (for employee)
Photocopy of last 3 months ' current account, photocopy of NPWP, trading business License (SIUP) and Company Registration (TDP) (for self-employed)
Completed KTA Submission Form
Latest photo fitting with customized size
5. Pay the deposit set by the bank, generally about 15-30% of the apartment price

6. Pay a fee set by the bank, namely:

Apprasial cost range between Rp 300.000-Rp 750.000
Provision fee is 0.5%-1.0% of the total value of KPA
Administration fee between Rp 250.000-Rp 500.000
The insurance fee during the credit term lasts, about 1.0%-2.0% of the total value of the KPA.
The seller's tax is 5% of the total transaction value.
The buyer's tax on land and building rights of 5% of the transaction price-NJOPTKP (untaxable tax object selling value).
Complete your condition and experience the benefits
Applying for a FTC can be an alternative for those of you who have limited funds to buy occupancy. Complete all required requirements when applying to the bank, so you can enjoy the benefits and convenience of buying an apartment using the KPA facility.

7 things to look for home owners on a roadside

The location when buying a home is certainly the main thing that has always been consideration. Well, not infrequently people prefer home by the highway with the reason of a strategic location.

The house located on the roadside of the highway indeed provides an advantage. One of them is easy access when you want to travel anywhere. However, the house located on the roadside of the highway is also prone to acts of criminality.

That is why homeowners must be very cautious when they want to leave the house, especially in a very long time. Now, to keep the house safe from crime, do the following 7 things.

1. Attaching the high fence
Fence
Mount the House fence with the right height

Definitely a fenced house is found if the location of the house is at the side of the highway. This is one form of safety or guard from thieves who can come at any time. Mounting a fence can slow crime because thieves have to climb the fence first before entering the house, especially if the fence is installed very high and has a design that is likely that people will be difficult to climb it. That way, the dwellers or others will catch the wet thief who seeks to manjat the fence.

2. Add pieces of glass along the walls of the house
The rise of criminality cases makes homeowners need to be a bit extreme to protect their homes. One of them is adding pieces of glass along the walls of the house. This proved to be very potent because however thieves had to be extra careful so that the limbs were not injured by the glass pieces. Or even the thief undo his evil intentions because he did not want to take too much risk.

3. Installing CCTV camera or Alarm

Install security in the form of CCTV or alarm

Large and luxurious homes are usually already equipped with CCTV cameras as security. With this tool, homeowners can supervise their homes even if they are not in the house. Because CCTV cameras are able to capture every action performed around the house while the camera is activated. Uniquely, the videos recorded by CCTV cameras can be played over and over again.

Besides CCTV camera, alarm can also be used as safety. Mounting an alarm should be made on the house fence hinge. When the thief is trying to open the gate, then the alarm will immediately sound so the thief thwart his evil intentions.

4. The position of the indented home
The distance between the highway and the house is also worth noting. A rather indented home is usually more difficult to break down because of the time it takes to break the house longer. In addition, thieves are also harder to monitor the conditions of the actual house because it is difficult to determine whether the house is empty or inhabited.

Although the land needed to build the house becomes more widespread, but the position of the house is somewhat indented into the safer than the position of the house that is too close to the edge of the highway or fence.

5. Close doors and baggage of meetings
Closing doors and luggage before traveling is a habit. However, there are only homeowners who often forget to do so. Doors and luggage are wide open houses fishing acts of criminality. Someone who had only intended to pass through may be thought to steal because it is tempted to see the contents of the house.

6. Keep Valuables Well
Safe
Keep valuables in a safe place

Valuables such as cars, motorcycles, jewellery, money and marketable securities should be kept and stored well into one special place. If cars and motorcycles are stored in the baggage, money and jewellery should be stored in the safe. Do not forget to install a security in the form of a padlock or password so that anyone can not open the luggage or safe unless the owner himself.

Stay alert It's necessary
It is undeniable, the access of home by the highway is indeed a very precise location. But behind it, roadside homes are also very vulnerable to crime. Always consider the pros and disadvantages before deciding to buy a home. Do not forget to always be vigilant by doing some form of security as described above so that our homes are kept safe and avoid unwanted things.

Five Tips for not choosing the wrong property investment

The property is still the most desirable investment, the number of interest even increases over time. Prices that are stable and likely to rise are certainly the main reason, so many people are allocating their investment funds to the instrument of this one.

Not only used as a private residence, investment in property can also be intended for leasing or even future resale after the price increases.

But as with other investments, this property's investment should also be done very carefully. Not necessarily with an extraordinary long experience, this investment will also remain safe, if from the beginning it is well understood the various things that must be observed in the purchase of the property.

In practice, this kind of attitude can actually give you a broad opportunity to succeed in every investment that will be done, including in the investment of the property. No need to hurry, take the time to dig into the information and consider the important things related to the purchase of the property you are going to do.

Check out these 5 important tips, which can be used as a consideration in investing in property:


1. Choose the best location
The right location will make the property you buy to have a good selling value in the future. Where will you buy the property, and what are the potential developments of that location in the future? Things like this are certainly mandatory for ikan nemo you to take good notice from the beginning, before finally making a decision to make a purchase. Some locations may appear to be quiet at this time, but it is not unlikely that the location will undergo rapid growth some time ahead, where it will be the cause for the rising price of the property.

Make sure to always consider and choose the right location from the start, so that the investment that you do the property can provide the potential for financial benefits.

2. Notice access to the location
Access to the property location will certainly be the next point that you must look out for. The strategic location is an easy to reach location from various arrival points at once, and is located in an area that has good development potential.

Urban areas or even major roads will be one of them, so it is worth it to be an option. However, as is its potential, property in such locations will certainly be appreciated quite expensive, compared to other quieter locations. Choose a location that is quite strategic since the beginning in the investment that you will do.

3. Consider the available facilities
Various facilities around the location must also be your consideration, especially for those who intend to invest in the form of an apartment. Not only electricity and water facilities, but various public facilities should also be important considerations in this purchase, such as: highways, public transportation access, health facilities, markets and minimarkets, schools, and others.

4. Find a trusted Developer
Also pay attention to the developer reputation you'll choose later, so you don't have any problems with purchasing this property. Select a trusted developer and have had good business experience in the property field, so that their performance is maximal and not until it makes you experience problems and losses in the future.

5. Appropriate price and payment facility
Make sure you get the best price in the property purchase that you're going to do, especially if you're going to make a cash purchase. In the purchase of credit, you will have a certain amount of debt to the banking as a credit provider.

Ask in detail all information regarding this payment, including how payment can be made. It is important, to prevent various problems as well as troublesome things in the later days.


Buy the right and profitable
In conducting property investments, you have to be observant and have a good ability when making decisions. This investment will involve a considerable amount of money, so it is important to do it the right way. Calculate and consider the investment of the property you will be doing, so this activity can give you an advantage in the future.

5 Smart Tips to buy comfortable apartments

For those who live in urban areas or even suburbs, having private residences is often a difficult thing to be realized. In addition to the very high price, the availability of home sites is also quite minimal, especially in urban areas. To overcome this, choosing and buying an apartment is certainly worth it to serve as a consideration. Besides being more comfortable, the price of the apartment is much more affordable, right?

Nowadays, there are many developers who provide a variety of apartment options. From standard to exclusive, so you can have more options. Therefore, the purchase should not be arbitrary, things need to be considered very well and carefully. Because, like the purchase of other valuable assets, the apartment is also intended as an investment.

It is important to do, especially if you purchase a credit apartment by submitting a KPA (apartment ownership credit). In addition to the consideration of financial conditions, there are other important points that you must look for, in the market:

1. Choose the right location
Location
Great location

The strategic location of an apartment is the most important consideration. If the place to stay close to the office, shopping malls and so on, certainly can be activities with freely. If it turns out that the location of some apartments that become comparisons have a long distance to the office or elsewhere is almost the same, choose an apartment that is easily reachable by public transportation such as bus, train station and so on.

2. Look at the facilities available
Take a look at the many facilities that you'll get from apartment developers, so you can have a sense of comfort when you've lived there. In addition, make sure you take the time to find out about the public facilities around the apartment, such as: schools, health clinics or hospitals, banks, and others. This is very important, in order to support all your everyday activities.

3. Consider security
Security
Security Considerations

Although it will stay in the apartment, the security conditions around the apartment environment still need to be considered. Don't forget to find out which security service you will get during your stay at the apartment, as it will be very related to your comfort level while staying there. In addition to the security personnel service, the apartment will be equipped with CCTV that can monitor the safety condition and surrounding environment.

4. See Parking area availability
Parking lots are also another thing you can't ignore, especially if you and your spouse have their own vehicles. Do not let you choose an apartment that does not have adequate parking space. Not only is it troublesome, this condition will be very difficult for you to have activities while staying there.


5. Get the best Developer
Deal
Get the best developer

If all of the above are well-fulfilled, don't forget to always be careful about choosing a developer. Be sure to choose only the best developers and have a clear reputation from the start. This is important, to ensure the security of the apartment purchase transaction to be made. Note also permission as well as other things that are considered important related to the purchase of apartment units. Do not let you experience problems in the future, just because it is wrong in choosing this developer from the beginning.

Buy carefully
Buying an apartment is often the choice of many people, including those who are experiencing obstacles in buying a plot house. Take your time to choose and find the best apartments. Do a variety of thoughtful considerations of all aspects, so you can get some comfort while staying there.

Tips for choosing the right furniture to make your home more comfortable

New Year, it's time to create a more comfortable home atmosphere by organizing and redecorating every corner of the room. Change the layout of the furniture or furniture again looks new. It doesn't hurt to buy new furniture to fill the empty space.

Choosing furniture is not an easy thing. Do not match the origin to taste, but apparently not aligned with the concept of your home. Moreover, do not pay attention to the needs at home, such as the need for children or toddlers, from the side of the dirty materials, and so on.

We recommend choosing furniture with emphasis on function and comfort, considering that the house is used for resting place, shelter from heat and rain. If you buy household furniture just ikut-ikutan the trend, it will not last long, even cause regret in the later days.

For example, there is a unique design furniture offered on social media. The photos of the furniture products are so attractive, so it is tempted to buy. But it often loses its essence. So don't get wrong buying, here are some tips you need to look out for before choosing furniture.


Wondering how to find the best credit card? Look at the solution!

1. Pay attention to the room scale as a base choosing furniture sizes
Many people do not understand the concept of designing a room so do not know how to choose furniture according to the size of the room. For example, the room is 3x3 meters in size, filled with a sofa size of 3 meters. But there is still a table to be put in the room. So the room looks narrow. By giving space, your room is more aesthetic, good, and easy to clean.

2. Adjust to the room concept
Adapt to the room concept
Adapt to the room concept

Nowadays, many room interior design concept is available in the market. Ranging from classic, minimalist, contemporary, and other models. The concept has different shape of furniture and room ambience. If your house is built with a royal concept of interior design for example, then the selection of furniture is classical style, such ikan koki as from wood and Ukir-ukiran. If you want the room to look clean, relieved, and not too much detail, you can choose the type of minimalist furniture. So you can choose furniture according to your home interior design concept. That way, you're easier and focus on choosing furniture.

3. The budget
The next Tips in choosing furniture are tailored to your budget. In addition, set the budget for the furniture purchase. For example do not let you buy expensive sofas, but instead buy a cheap bed. Even though you spend more time on the couch, it doesn't hurt to invest more funds for a comfortable rest, right?

4. Choose the furniture material
Choosing furniture material can be a pretty technical thing. But even the layman knows solid wood is much better than particle material that is easily destroyed if exposed to water. In the election also must be adjusted to the interior design concept of your home. The minimalist style house will be much nicer using aluminum and iron furniture materials than wood that looks warmer.


5. Color selection
By the way furniture, of course you have to pay attention to color. If you already bought blue sofa furniture For example, then you can adjust the paint color of the room or house with the furniture. Because it is easier to change the color of paint rather than changing furniture color. 

6. Use the services of interior designers
Use Interior Designer Services
Use Interior Designer Services

If you do not want to bother thinking about the concept of home interior design and furniture, you can trust it in the services of interior designers. Interior designers will help you decorate your home according to your taste and personal budget, including the selection of furniture that makes the house has aesthetic value and more comfortable.

7. Find references via online
If you choose furniture, you can look for references in cyberspace. Once there is a match, then visit the furniture shop or supermarket. Who knows the items that are in online, sold at the place so you can choose directly furniture with good material and most importantly according to the bag.

Shopping as needed
Buying furniture to fill a house is a necessity. Remember, furniture prices are usually expensive, so make sure you shop as needed. To save money, you can use a credit card that offers furniture promo or come to furniture exhibitions.

Apply these 8 Tips to realize your dream home

Nowadays, many couples choose to marry young so that the age between parents and children is not being linked away. Unfortunately, the number of deposits held by young couples is still very minimal to build household ark. So the desire to have your own house is often delayed.

In order to have a home to be realized immediately, a young couple must do the following tips.

1. Decide what type of home you want to buy

First, decide what kind of home you want to buy. The current type of house is very varied. There are houses of type 21, 36, 45, 60, and so on. The higher the Tipenya, the size of the House will also be wider.

Because it is still a young couple, we recommend that you choose 36 home type. Although not too broad, but this type is enough to accommodate you, your spouse, the little one later.

2. Searching the desired home market price

After determining the type, look for the market price of the desired type. Each developer offers different selling prices. So before the deal with the developer, we recommend comparing the same type of home price in two or three developers to get the best price.

If you and your spouse decide to buy a home from the KPR, we recommend that you take note of the necessary conditions to have your desired home immediately fall into your hands.

3. Note the location and completeness of facilities

The locations and facilities provided by the developer may affect the selling price of the house. Homes located in a strategic location and already filled with complete furniture is usually more expensive than the vacancies home.

If you do not want to Ribet buy furniture and guesswork the layout of the furniture, it is better to buy a filled house only. Matter of quality, no need to hesitate. Homes managed by well-known developers have usually been recognised for their quality.

4. Calculation of total revenue per month

Don't rush the options without taking into account the amount of income received each month. Calculate your income and spouse, then reduce it with regular spending. After that, assess whether the remaining income pays the installments or not.

Make sure that 30% of the earnings are still remaining, making installment payments smoother. If the earnings are still left again, don't forget to set aside for savings. Who knows there is a sudden need, then you and your spouse are not kocar-kacir looking for loan sources.  

5. Pressing amount of family expenses

Because the desire to buy a house is already unstoppable anymore, then you and your spouse should be equally committed to reducing the amount of expenditure per month. Start from eating, electricity, water, and spending to pamper yourself.

If the salon includes a regular stopover place for the wife every month, it's good if you remind your wife to reduce the habit to a salon so that the desire to have your own house soon materialized. And vice versa. In essence, husbands and wives should remind each other to be equally frugality.

6. Open a special savings account

In order for the money to pay for the home DP quickly collected, you and your spouse will have to open a new savings account specifically reserved for home purchase. Both you and your spouse are not allowed to use the money in this savings book.

To be fair, you should discuss the portion of this savings, for example 30% of the total income per month. Assume that, for example, your income is Rp 7 million per month, meaning 30% of Rp 7 million = Rp 2.1 million. The same calculation for husband's income.

7. Join the Arisan in the workplace

The pull money from the event Arisan is also quite helpful for young couples who want to quickly buy a house. Especially if the amount of dues per big arisan. But unfortunately, this is a lottery. So who gets the first order, then he is the right to receive the money first. So on.

If you need quick money, you can change the number of Arisan with a friend. But by condition, the number is not too far behind, so friends feel fine if you want to exchange the number.

8. Learn to live more sparingly

A large amount of income when not balanced with a saving lifestyle is essentially the same. No dime can be saved to buy a house. From now on, change your lifestyle and spouse for financial stability.

Keep the lifestyle so not excessive

The key to financial success is lifestyle. If you and your spouse can apply a simple lifestyle, regardless of the total earnings per month is definitely enough to buy a new home. Plus with the tips above, buying a new home is no longer a difficult thing to realize. Good Luck!

Before buying a home to liveable or invest andUse this way to quickly sell and the price is expensive

Buying a first home is an important moment in one's life. Maybe you've saved many years and when it's time to buy a home, of course you don't want to choose one.

Sometimes budget constraints make people forced to choose between buying a cheap home or directly building a dream house that costs more. The thing is, the selling price of houses and building materials always goes up every year, so you have to quickly take the decision before the price increases.

Before you decide to buy a home, consider the following four factors:

1. Lifestyle
Kpr
Consideration in buying a home is a lifestyle factor

Think of an important moment in your life that will happen within 5 to 10 years. Believe it or not, the house you occupy will shape the experience of your life there. So, start to imagine the moments you want to create in the house.

For singles Maybe the Type 21 house is quite comfortable. But if you plan to marry in the near term, then consider a larger type. Generally couples with 1 child in Indonesia living in a 36 type house. Also consider other factors, such as careers. If you have plans to open a business in the near term, you may need more space at home. Especially for working, small meetings, or stocking things.

2. Location and ease of access
Home
Also consider the location and accessibility of access

One of the biggest factors of home prices is the location or ease of access. Usually cheap homes, including subsidized homes built in the suburbs, quite far from the city center. While it is located in a strategic location, the selling price can be very expensive.

For example, you work in ikan komet Jakarta, but the budget is fitting, find a home location in the area of Bogor, Depok, Tangerang, or Bekasi with adequate transportation access, such as trains, Busway, feeder, or online ojek. So it does not matter though the distance is quite far.

If you are a type of person with high mobility, you can buy a dream house in the Jakarta area. But it should be able to spend more in the pay. Another advantage is within 5-10 years, the price of your house will surge, and the investment would be very lucrative.

3. Financial ability
Kpr
Financial ability

Financial capability is definitely a deciding factor in your decision. Because, this is what determines whether or not the house is performed. If you just need a home for a stopover or a place to stay with budget-friendly, you can choose a cheaper one. But conversely, if you want to invest, you can buy a bigger size house, but it costs more.

In addition to your financial skills, other considerations are down payment or home DP. Indeed, you do not need to deposit a 20% DP anymore because there is already zero percent DP rule for first home purchase. But actually if you've paid the down payment, the installment of the House is lighter ahead.

When considering installments, do not be well-deceived by the slight difference in percentages. For example, the percentage of mortgage fees offered is 3.5% and 4%. Although both by the naked look is not much different, if already converted in the amount of rupiah, quite different loh.

4. Consider buying a home to liveable
Home
Consider buying a home for a liveable

If you still don't know what you want in the future, then it would be wise to buy a home for a stopover. For, in 1 or 2 years there is still a possibility of great things that will change your life. For example, moving work or getting married.

Conversely, if you already know what you want and plan with your spouse, then it's time to buy a dream home. With such great plans, there is no harm in starting to try the needs of the family from now on.

Don't be too obsessed when choosing a home first     
The first home buying experience for a liveable or investment is one of the achievements of life you should be proud of. But, that doesn't mean it's the only home you'll buy. So no need to be obsessed with the dream of an ideal home. Come back again, all depends on your needs and your timeline.

Home is one of high value valuable assets. Every year the house prices continue to rise with numbers varying according to location. No wonder this property is always a lot of investment in the price of people though expensive.

Rising home prices can be higher when the house is in a strategic area. It is supported by infrastructure development, such as toll roads, airports, ports, and other infrastructures. Based on the House price Index (HPI) Data a.k.a. the house prices Index released by PT Bank Tabungan Negara (Persero) TBK, HPI is nationally recorded at 155.26 or growing 7.23% (YoY) as of June 2018. 

So it is important for you who already have a home as a place to live or invest, to take care of it to keep it good and sturdy. Especially if you intend to sell the house in the near term. Surely you want to get the best price from the house. The point of profit, not even the bprofit.

To make the home selling price more expensive, the first time that you have to pay attention is the appearance of the house so it is able to attract prospective buyers. There are a few steps you can take to make the selling price of your house high, namely:


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1. Change the display on the Terrace and home page
Home
Change view on Terrace and home page

The house that seemed dull, gloomy, and unmaintained, could make prospective buyers blurred. Boro-Boro can be a high price, the house is a good practice already. You can slowly make improvements there here, including improving the appearance of the house to be better viewed. When confused starting from where, start from the outside of the house by cleaning and smoothing the garden and patio area.

Pull out the wild grass or tares, the rocks like the footpath so it's more neat. Remove dirt or mud and moss that has been stuck on the wall and floor of the patio. If necessary, you can put new beautiful trees or plants that look greener. Change the lights inside or outside the house to make the house look brighter. You can do it also in all rooms, including bathrooms and kitchens that usually look gloomy.

2. Repaint Home
Repaint Home
Repaint Home

This is also important so that the house and the price are expensive, namely repaint your house to be more kinclong. Colors have great power and can change the look of a house. Do a repainting of your home, so that the rest of the house looks new and more beautiful. Choose the right color and bright, so that the appearance of the house looks more fresh than before.

You can combine different colors, so your home doesn't look boring. You can choose neutral colors suitable for all rooms or even more bright pastel colors that are comfortable for everyone.

READ ALSO: Hitung-Hitungan cost of building a minimalist house

3. Home Renovation
Home renovation
Home renovation

Of course a prospective buyer averse buy a house that has a lot of damage. Before the house is Dilego, you have to renovate some broken parts. First, check all your home parts in detail and note which parts need improvement. For example, the door is stuck, the ceiling is broken or leaking, the water tap does not work, and so on.

Do the renovation with the help of one or two builders so that the entire part of the house is really handled properly. A house that is ready to be left without damage will be faster and can be sold at a high price.

4. Trim and wipe with maximum
Clean House
Trim and clean with maximum

The cleanliness and the hard of the house become the thing that cannot be ignored. Make sure you check out every part of the house and cleanliness, such as in the kitchen area, bathroom, garden and terrace, backyard, and more. Sweep, mop, and clean the crust attached to the wall and floor to make the impression of dirty and not maintained lost. The house so clean, tidy, beautiful, nice. And most importantly convenient to liveable new occupant.

My house, my palace
My house, my palace. That is how the phrase should portray that the House should be the most comfortable place for the owner. So care, clean, and tidy the house every day although there is no intention to sell it. This can be an investment for your future when it is forced to sell the house. Thus, you can get the best profitable price.